There is a lot of joy in finding out that you are expecting a little one to join your family in about 40-weeks. As soon as you get a positive test result, you start thinking about the tiny being growing inside you or your partner. You look forward to that first doctor appointment and hearing the baby’s heartbeat for the first time. You wait excitedly for a sonogram and to experience the joys of being pregnant. Then, at the end of those 40-weeks, you expect to hold this new life in your hands. There is no better feeling. However, some people do not always end up with a happy ending because Mother Nature is not always perfect. The good news is; pregnancy insurance Singapore offers protection for your growing family.
What is Pregnancy Insurance?
Pregnancy insurance is peace of mind for a woman who is pregnant. It is full coverage for her unborn child that can protect it if a happy ending isn’t in the cards for your family. It protects the entire family so that if the baby is born with defects or illnesses that require medical treatment beyond delivery; medical expenses are covered. This means that if your newborn requires use of the NICU or a surgical procedure after they are born you will not have to scramble to find the money for it. Even if your baby requires multiple surgeries during the first few years of life, they will remain covered.
What Does Maternity Insurance Cover?
Imagine if you have a little one born with a hole in their heart. Since it is a pre-existing issue, you may have a hard time getting coverage for them after they are born. By getting the insurance before birth, it is a condition that is already covered and therefore not pre-existing. The same is true for several common pregnancy complications and up to 23 different types of congenital illnesses after the baby is born. This insurance can even protect your family by cutting down medical costs if your baby develops Hand, Foot, and Mouth Disease or require hospitalization for any other reason.
Is Pregnancy Insurance Singapore Right for You?
An expectant mom can have coverage for her baby usually at the end of the first trimester. Coverage will continue and be guaranteed for the baby until they are around three-years-old to ensure that there are no surprises that come up as they grow into toddlerhood. We all want what is best for our children from the moment that we learn we are pregnant. If you want to be proactive in ensuring that your child stays healthy after birth, then insurance coverage is a great start.
